For banks
Join the panel. Price every loan.
Pre-qualified buyers, complete files, your credit rules.
Seven Nigerian banks look at one application and each sends you a price. You pick the lowest. We hand you the keys at our showroom.
Stanbic IBTCZenith BankWema BankGlobus Bank
Stanbic IBTCZenith BankWema BankGlobus Bank
1Brand-new or certified used. The price is fixed for 7 days.
2
7 banks price it ↓Up to 7 banks price your loan. You take the lowest.
3Your down payment goes to the bank, not to us. Then you drive home.
Inspected & gradedFrom ₦11.5M full price. 6-month engine & gearbox warranty.
See pre-owned →With Jaiz, Lotus and TAJBank — the bank buys the car, you pay a fixed rent until it is yours. Written down on day one; never changes.
How it works →Monthly price = the best bank offer today at the shown down payment. Your own offer depends on your income.
What you need: your ID · your phone · your salary details. That's all.
5 minutes on your phone. The banks do the rest.
🔒 We never ask for your BVN, card number, PIN or OTP.
When you choose an offer, your down payment is paid into that bank’s own account — never to the dealer, never to Midas. We will never ask for your BVN, PIN or OTP.
Each lender runs its own credit policy against the same certified file. This is the underwriting view — the inputs, the rules that fired, and how the price was built.
The commercial case for the dealer: cars that were browsed and abandoned become funded sales, and Midas earns on every one.
Most Nigerians pay cash for cars because a loan takes forty days and a miracle. Midas puts a panel of banks behind every car, so an offer comes back in 48 hours and the keys follow your down payment.
We are built with the Stallion Group’s national dealer network — showrooms and service centres in Lagos, Abuja, Port Harcourt, Kano, Enugu and Ibadan. Vehicles first; education loans and mortgages ride the same rail next.
Behind the team sits the Stallion Group’s automotive network — three decades of vehicle distribution in Nigeria.
Lagos-based unless stated. Write briefly — what you have done beats what you would do.
No interest, ever. You pay an agreed rental-profit charge, fixed and written down on day one. Nothing floats, nothing compounds.
1At the showroom price. It owns it.
2Ownership passes to you step by step.
3At the end of the term, outright.
“I do not take interest. Here the bank buys the car and I rent it until it is mine. That is why I applied.”
With Jaiz Bank, Lotus Bank and TAJBank — Nigeria’s licensed non-interest banks.
The same cars, the same application, the same 48-hour target. Your down payment still goes directly to the bank, never to the dealer or Midas. Tick non-interest finance when you apply and only compliant offers reach you.
Non-interest products are provided by licensed non-interest banks and governed by each bank’s own Sharia advisory board. Midas arranges the transaction; it does not issue Sharia certification.
For showroom staff. Pick the car, enter the customer's WhatsApp, and send a link that opens with their car ready to finance — your showroom on the file.
Plain language, as the Nigeria Data Protection Act (2023) intends. Questions: lavine@zenith-grp.co.
Complete files, not leads: a numbered PFI, a certified vehicle at a fixed price, verified income and full KYC — delivered to your credit team over an API.
Hyundai · Nissan · MG · Honda franchises in Nigeria — showrooms in Lagos, Abuja, Port Harcourt, Kano, Enugu and Ibadan.
Our Honda dealership, LagosTucson
CretaElantraConnected by one API link — customer files in, decisions out. The credit engine never leaves your bank.
First pilot cycle, growing to 20–25 vehicles across the programme — the pioneer lender sets the template for the panel.
Average facility of ₦27M at 26% p.a. over 48 months, for illustration. Rates and tenors are set by your institution.
| Facilities funded monthly | Principal originated p.a. | Gross interest, life of book |
|---|
There is no fee to join the panel. Midas is remunerated by its commercial partners, not by your institution or the borrower.
A non-interest window is reserved on the panel for licensed Islamic banks — Murabaha and Ijara wa Iqtina structures, serving the roughly half of Nigeria that will not take an interest-bearing loan. We would particularly welcome that conversation.
Positions as of September 2026, reflecting live onboarding or discussions — not signed lending agreements. One founding position remains open.
Thirty minutes on credit policy and commercials, then the sandbox — the integration specification is published.
Every car you list carries a monthly price and a bank panel behind it. You keep your price; the bank pays you.
Lagos showroomBrand newCertified pre-owned
CommercialCertified stock only — inspected and graded before it goes live. Growing with the programme to 20–25 vehicles.
Illustrative — portraits are generated, not real customers. Real buyers replace these after our first deliveries.
Banks compete for every loan. Dealers sell more cars. Buyers get the lowest rate.
Pre-qualified buyers, complete files, your credit rules.
Every car carries a monthly price. Free to list, paid on disbursement.
The offer letter names the bank account. Anyone asking for a deposit elsewhere — even claiming to be Midas — is a fraud. Report it.
Every loan is priced and approved inside the bank’s own system. Midas prepares your file; the bank lends.
Handled under the Nigeria Data Protection Act 2023. We never sell your information.
Cars sold from our own showrooms with the manufacturer’s warranty and after-sales service.
